SPEC Kit 320: Core Beneﬁts · 63
$10,000/month. Maximum months beneﬁts paid: 48 months.
$1,140,000: Maximum is $19,000/month for 60 months.
Coverage under this plan is dependent upon the retirement plan you are participating in at the onset of disability. If
you are enrolled in the Arizona State Retirement System (ASRS): your minimum monthly beneﬁt is $50.00. Your LTD
contribution is a post-tax contribution; currently at 0.40% of earnings, matched by the university. If you are participating
in the Optional Retirement Plan (ORP) or in the Public Safety Personnel Retirement System (PSPRS): minimum monthly
beneﬁt is $100.00. Contribution: you do not pay for this beneﬁt, as it is 100% paid by the university.
Duration of beneﬁts is on a sliding scale from 60 months at age 60 to 12 months at age 69 and beyond, or to the
individual’s normal social security retirement age, whichever is later.
LTD beneﬁt is 85% of net pre-LTD salary to maximum insured salary of $153,495.
Maximum beneﬁt: lesser of: 60% monthly salary up to $10,000 or $6,000.
Up to age 65.