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SPEC Kit 320: Core Benefits · 209 Journal Articles Health Benefits “Costs for 3 Types of Health Plans in New Mercer Survey.” Managing Benefits Plans 9, no. 9 (September 2009): 5–11. Blewett, Lynn, Peter Graven, Jeanette Ziegenfuss, and Michael Davern. “Trends in Employee Wage and Health Insurance Compensation for Employer-Sponsored Health Insurance (ESI) Coverage.” Journal of Labor Research 30, no. 4 (December 2009): 296–316. Bond, Michael T., Brian P. Heshizer, Deborah Erdos Knapp, and Bryan J. Pesta. “Experience With Consumer- Driven Health Plans: Does the Performance of High-Deductible Health Plans Match Expectations?” Compensation &Benefits Review 39, no. 3 (May 2007): 60–68. Fingar, Melissa. “FSAS, HSAS, and HRAS: Maximizing Available Health Care Options to Achieve Health Care Savings.” Journal of Compensation &Benefits 21, no. 3 (May 2005): 21–26. Lively, Kit. “As Health Costs Skyrocket, Colleges and Employees Ail.” Chronicle of Higher Education 47, no. 6 (October 6, 2000): A39. Nugent, Anthony J. “Using Voluntary Benefits Strategically Can Help Employers Address Goals of Retaining Employees and Controlling Costs.” Benefits Quarterly 25, no. 2 (2009): 7–10. Reddick, Christopher G. “Comparing Public and Private Choices of Managed Health Care Plans: Rhetoric versus Reality.” Public Personnel Management 36, no. 3 (Fall 2007): 223–45. Reddick, Christopher G. “The Importance of Employee Health Benefits to Public and Private Sector Organizations.” Public Personnel Management 38, no. 2 (Summer 2009): 49–68. U.S. Government Accountability Office. Health Savings Accounts. GAO-08-474R. Washington, DC: April 1 2008. http://www.gao.gov/new.items/d08474r.pdf. Retirement Benefits Adelman, Saul W., and Mark L. Cross. “Comparing a Traditional IRA and a Roth IRA: Theory Versus Practice.” Risk Management &Insurance Review 13, no. 2 (Fall 2010): 265–77. Allen, Steven G., Robert L. Clark, and Linda S. Ghent. “Managing a Phased Retirement Program: The Case of UNC.” New Directions for Higher Education no. 132 (Winter 2005): 47–60.