50 · Survey Results: Survey Questions And Responses
Flat cash amount (non-contributory plan) Basic Life ADD Supplemental (contributory plan) available: C&T $5000 ;
M&P $25,000. Non-Contributory Life Insurance: Eligible employees participate without payment of premiums in a
non-contributory group term life insurance plan. The face value of the policy is $5,000 for managerial and professional
staff. Contributory Life Insurance: The cost of this insurance is borne largely by the participants except that the
ﬁrst $5,000 coverage is provided free to managerial and professional participants. Group Term Life Insurance: The
university provides all eligible Clerical & Technical and Service & Maintenance employees with $5,000 of basic term life
insurance and an equivalent amount of Accidental Death and Dismemberment coverage. The university provides all
eligible Managerial & Professional employees with $25,000 of basic term life insurance and an equivalent amount of
Accidental Death and Dismemberment coverage. Supplemental Life Insurance: The university currently offers all eligible
employees the opportunity to purchase Group Term Life Insurance and an equivalent amount of Accidental Death and
Dismemberment coverage in multiples of 1, 2, 3, 4 or 5 times their base annual salary or a flat amount of $50,000. The
maximum amount of coverage is $1,500,000.
For librarians it is a $60,000 lump sum payment to the beneﬁciary. For support staff it is a lump sum payment that is 2
times basic annual earnings, with a minimum beneﬁt of $15,000.
Life insurance is $ 6,000 and sponsored by the union representing librarians and professionals. None is offered to
classiﬁed staff. We also receive group long-term disability. Both insurances are free to employee.
Opposite sex domestic partners can be covered if at least one partner is 62 or older. WSU doesn’t pay a percentage on
our employees, but we do purchase a $25K policy on all employees.
The amount of the group term life insurance coverage is $10,000 and the plan provides an additional beneﬁt of up to
$10,000 in the event of an accidental death or dismemberment (AD&D). The beneﬁciary must comply with the terms
of the underwriter in making the claim for a beneﬁt. The amount of the AD&D beneﬁt is based on a table of covered
losses and provides 100% for the loss of life, and 50% for the loss of a hand, foot, or eye sight from one eye due to an
accident which is the sole cause of the injury, the injury is the sole cause of the loss, and the loss occurs not more than
90 days after the date of the accident.
The university provides a $15,000 group term life insurance policy for faculty and staff. You can purchase additional
term insurance for yourself and for your family through payroll deduction.
A variable multiple of employee earnings N=2
Coverage is 50% of employee annual salary with minimum and maximum. FT range - $15,000 – $50,000; PT range -
$7,500 – $25,000.
Up to 5 x salary.
If accidental death & dismemberment insurance is offered to library staff, please answer the
If it is not offered, please click the Next button below to continue to the Insurance Beneﬁts
section of the survey.