66 · Survey Results: Survey Questions And Responses
Eligible participants are regular employees who are scheduled to work at least 20 hours per week. Eligible employees
are automatically enrolled in the Long-Term Disability Base Plan at no cost to employees. Benefit: Under the Base Plan
on the first of the month following 180 days (6-month elimination period) of total disability, employees are entitled
to receive 60% of their base monthly earnings to a maximum of $7,500 minus any other payments received, such as
Worker’s Compensation or Social Security disability payments. The monthly benefit will not be less than $100. M&P
Long-term Disability: Eligible participants are regular employees who are scheduled to work at least 20 hours per week.
Eligible employees are automatically enrolled in the Long-Term Disability Base Plan at no cost to employees on base
salaries up to $150,000. Benefit: Under the Base Plan on the first of the month following 180 days (6-month elimination
period) of total disability resulting in lost earned income of 20% or more, staff are entitled to receive 60% of their base
monthly earnings to a maximum of $7,500 minus any other payments received, such as Worker’s Compensation or
Social Security disability payments. The monthly benefit will not be less than $100. Supplemental Coverage: Faculty and
staff with base annual salary levels between $150,000 and $400,000 may purchase supplemental disability coverage
on a payroll deduction basis. The maximum monthly benefit is $20,000 ($7,500 of base benefit plus $12,500 of
supplemental coverage). Expanded Sick Time Policy: Paid sick days provide income protection when employees are ill or
injured. This time can be used for other purposes. If faced with an extended period of illness or injury, the employee may
apply for an unpaid disability leave and/or the Long-Term Disability benefit. The sick time policy allows employees to use
accrued sick time for the care of an eligible family member. Eligible family members are defined as: child, spouse, parent,
parent-in law, and same sex domestic partner. Pregnancy and Childbirth Disability: The normal period of pregnancy and
childbirth disability is considered to be eight weeks: two weeks before delivery and six weeks afterwards. For disability
leaves of longer duration, a physician’s statement is required. NOTE: State FMLA requires covered employers to provide
eligible employees up to a total of sixteen workweeks of leave during any twenty-four-month period.
Short-term disability insurance is offered to non-exempt staff through the state pension plan.
Short-term disability percentage of the employee’s income that is replaced is a maximum of $800/month.
The $138,000 max is annual $11,500 monthly max.
The library allows employees to purchase various types of insurance using payroll deductions through city approved
vendors. The employee must work directly with the vendor to decide coverage, duration and cost.
The minimum benefit through long-term disability is 67% of monthly salary. Employees may receive 100% of their
salary for a maximum of 12 months with more than 10 years of service.
The short-term disability insurance covers pregnancy after being a member for 360 days. The long-term disability benefit
is a max of $5,000/month if salary is under $100,000 and $10,000/month if salary is over $100,000.
This plan is only provided to the employees who elect the 401a plan.
Though the university does not provide short-term disability insurance, upon hire an initial short-term disability reserve
of twenty-two (22) days is established for most librarians and there is an opportunity to accrue additional days each
fiscal year.
We do not have short-term disability, we have a Sick Leave Bank program and staff contribute a day and are members
and if they need it the time is almost unlimited and the pay is 100%. We do offer a long-term disability plan, however
many staff do not elect this option.
We don’t have short-term (although we do have a maternity and paternity leave provision) but for LTD the employer
pays 1.61% of insurable payroll.
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